Investment Management

What’s the cost of
being the average investor?

This comparison illustrates how a globally diversified investment strategy has performed relative to the average investor over thirty years.

The performance data presented in this presentation is based on hypothetical scenarios and is intended for illustrative purposes only. The data is derived from the DALBAR Quantitative Analysis study, Dimensional Fund Advisers Data, and Avantis Data. Please be aware that hypothetical data does not represent actual investment results and should not be relied upon as such. For a more detailed discussion of the limitations and potential risks associated with hypothetical data, please refer to the disclosures section of this presentation. The advertisement presents hypothetical performance (e.g., growth of $100,000 to $2,054,252 over 30 years) without providing the specific criteria, assumptions, or underlying calculations required by 275.206(4)-1(d)(6). The rule mandates that advisers supply sufficient information for the intended audience to understand the assumptions, criteria, risks, and limitations of hypothetical performance; merely labeling data as hypothetical and citing broad data sources is insufficient.

What we deliver

Investing With Research,
Discipline, and Global Perspective

IDA applies a global, research-driven investment approach supported by disciplined rebalancing and thoughtful risk controls. As markets evolve and priorities change, portfolios are updated with intention so the strategy remains clear.

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Evidence-based investment research and institutional decision-making
Globally diversified portfolios across public and private markets
Tolerance-band rebalancing™ to maintain discipline and risk alignment
Forward-looking portfolio monitoring and scenario analysis
Tax-aware investment implementation and coordinated strategy
Independent advice free from product mandates or external bias

Our Process

A Disciplined Framework
for Better Outcomes

Our investment process combines institutional research, disciplined portfolio construction, and thoughtful risk management. By clarifying return goals, risk expectations, and liquidity needs, we build portfolios with purpose and precision.

Let’s Build Your Portfolio Together

Define Your Investment Objectives

Clear objectives establish the framework for every investment decision, shaping portfolio structure, risk exposure, and the tradeoffs required to pursue long-term outcomes with discipline.

Construct a Diversified Strategy

We design portfolios using global diversification, asset allocation, disciplined rebalancing, manager selection, and tax-aware implementation.

Provide Ongoing Behavioral Coaching

We help you avoid emotional decision-making by reinforcing long-term discipline, offering guidance during market volatility, and keeping decisions grounded in evidence rather than reaction.

Maintain Alignment Through Oversight

We monitor and execute tolerance-band rebalancing™ to keep your portfolio aligned with your target strategy and responsive to changing market conditions.

Our Podcast

Financial Detox®

We built IDA to be the antidote to the financial toxicity found in the world. We share insights that are straight-forward, evidence-based, and grounded in experience.

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FEATURED IN

Our Blogs

Insights to Guide
Investing Decisions

Podcast : Financial Detox®

Is This 2008 All Over Again? How to Handle Market Volatility in 2026

When prices rise for years, investors begin to feel invincible. But volatility starts creeping back into the headlines....

Podcast : Financial Detox®

The Retirement Tax Trap Most Investors Don't See Coming

A lot of investors save carefully but this well-meaning tactic can covertly result in a retirement tax trap.

Frequent Investment Questions

How is IDA’s investment approach different from traditional wealth managers?

IDA’s investment approach stands apart because it combines institutional-level portfolio construction with real financial planning integration. While traditional wealth managers often rely on mutual funds and surface-level diversification, IDA delivers:

Institutional private market access, including private equity, private credit, and infrastructure strategies typically reserved for large endowments.

Precision tax integration between portfolio strategy and tax planning, executed alongside an in-house tax team

Sophisticated, technology-driven portfolio engineering, including tolerance-band rebalancing™, tax-loss harvesting, and asset location optimization

A fiduciary model where, as an SEC-registered investment adviser we are legally obligated to act in our clients’ best interests. Our pricing model is aligned with long-term client outcomes and does not involve commissions or incentives for product placement, or asset gathering.

This combination creates a fundamentally different investment experience: evidence-based, tax-aware, risk-aligned, and purpose-built for real people rather than Wall Street.

Why do most investors underperform the market — and how does IDA help avoid that?

Many investors underperform due to emotional decision-making, short-term reactions to market volatility, and inconsistent discipline. IDA helps address these challenges through structured portfolio design, ongoing monitoring, tolerance-band rebalancing™, and behavioral coaching that keeps decisions aligned with long-term objectives rather than short-term market noise.

What does private market access mean, and how does IDA incorporate it responsibly?

Private market access refers to investments beyond public stocks and bonds, such as private equity, private credit, and infrastructure. When appropriate, IDA incorporates private investments selectively to complement traditional portfolios, enhance diversification, and align with long-term return and liquidity considerations. All private allocations are evaluated within the context of a client’s overall financial plan, risk tolerance, and time horizon.

How does your investment committee make decisions?

Investment decisions are guided by a disciplined, research-driven process rather than short-term market forecasts. The investment committee evaluates global market conditions, academic research, portfolio behavior, and client-level considerations to inform strategy. Decisions are made intentionally, with an emphasis on diversification, risk alignment, and long-term outcomes rather than tactical speculation.

What role do strategic partners play in IDA’s investment process?

IDA Wealth maintains deep strategic relationships with many of the world’s most respected asset managers, including BlackRock, JP Morgan, First Trust, DFA, Avantis, and StepStone.
While fully independent, IDA’s engagement with these firms provides access to research, data, and intellectual capital that help craft portfolio construction, manager evaluation, and long-term strategy. Investment decisions remain independent and aligned with our fiduciary obligation to act in clients’ best interests.

What does a globally diversified portfolio actually include?

A globally diversified portfolio typically includes exposure across asset classes, geographies, sectors, and investment styles. This may involve a mix of domestic and international equities, fixed income, and select alternative or private investments, structured to balance risk and return while reducing reliance on any single market outcome.

How often is my portfolio monitored or adjusted?

Portfolios are monitored on an ongoing basis. Adjustments are made intentionally rather than reactively, guided by tolerance bands, changes in market conditions, and shifts in client goals, risk tolerance, or liquidity needs. This approach helps maintain alignment without unnecessary trading.

What role does tax-aware implementation play in investment outcomes?

Tax-aware implementation seeks to improve after-tax results by coordinating investment decisions with broader tax strategy. This may include asset location, tax-loss harvesting when appropriate, and thoughtful timing of transactions, all designed to reduce unnecessary tax friction over time.

How can we help you pursue better?

Financial peace of mind isn’t a slogan — it’s earned through clarity, discipline, and a partnership built on trust. Start the conversation with IDA and experience what it means to Pursue Better™.

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Founded in 2009, IDA Wealth was built on a core belief: independence leads to better advice and better outcomes.

Our Promise:
Institutional Thinking and Execution for Individual Investors

We serve those who want clear, independent, and coordinated financial guidance.

Resources designed to support clarity, confidence, and better planning.

Investment Management at IDA gives families and entrepreneurs a structured, research-driven strategy to grow and preserve wealth.

What’s the cost of
being the average investor?

Investing With Research,
Discipline, and Global Perspective

“Real investment success is created through patience and process, not through reacting to a single moment.”